HOMEOWNER CHECKLISTS
Calm preparation for the next step.
Use the checklists that fit your situation. Keep private claim, policy, payment, and property records off public links.
After a storm
SAFETY FIRST- Wait until the weather threat has ended.
- Avoid downed lines, unstable trees, wet electrical areas, sagging ceilings, and damaged structures.
- Photograph visible conditions from safe ground or interior locations.
- Take reasonable temporary steps to prevent additional damage when appropriate.
- Keep receipts for reasonable emergency protection expenses.
- Record the truthful date, time, and conditions you observed.
- Do not climb onto the roof.
- Contact the insurer or licensed insurance professional for policy and reporting questions.
- Request a professional property inspection when conditions justify it.
Before a roof inspection
PREPARE ACCESS- Write down where and when you noticed the concern.
- Share roof age, prior work, and leak history if known.
- Identify visible interior locations related to the concern.
- Provide safe access to relevant attic areas when appropriate.
- Secure pets and unlock agreed gates.
- Keep claim numbers, policies, and private reports ready only if they are needed in a private conversation.
- Prepare questions about urgency, repair, replacement, monitoring, and inspection limits.
Before installation day
PROTECT THE HOME- Review the confirmed scope, selections, schedule, and project contact.
- Move vehicles before delivery or crew arrival as instructed.
- Move outdoor furniture, grills, toys, planters, and fragile items from work areas.
- Remove or secure fragile wall and shelf items that may move from vibration.
- Arrange a calm, secure area for pets.
- Confirm gate, outlet, driveway, and staging access.
- Identify sensitive landscaping, irrigation, lighting, and exterior equipment.
- Choose the person who can answer questions and approve written changes.
- Expect construction noise, movement, and normal temporary disruption.
Insurance claim records
KEEP PRIVATE- Policy declarations and relevant endorsements
- Deductible and any wind or hail deductible
- Truthful date of loss and reported observations
- Claim number and assigned adjuster contact
- Written carrier decision and estimate
- Property photos and labeled inspection findings
- Authorized weather history when relevant
- Measurements, contractor proposal, and construction scope
- Emergency protection receipts
- Written questions and carrier responses
- Approved changes, invoices, and completion evidence
- Mortgage endorsement records when applicable
Proposal comparison
COMPARE SCOPE- Measured quantities, pitch, height, access, and layers
- Deck condition assumptions and price method for concealed work
- Water protection and underlayment
- Starter, field shingles, and hip and ridge materials
- Drip edge, gutter apron, valleys, flashing, and penetrations
- Intake and exhaust ventilation
- Gutters, skylights, siding, windows, or connected work
- Property protection, supervision, cleanup, and magnetic collection
- Exclusions, allowances, and written change approval
- Payment schedule and cancellation terms
- Manufacturer and workmanship warranty documents
- Current contractor qualifications and insurance evidence where applicable
Project closeout and warranty records
KEEP TOGETHER- Signed agreement and approved changes
- Final invoice and payment record
- Completion and walkthrough record
- Final project photos when provided
- Product names, colors, and accessory selections
- Manufacturer registration confirmation when applicable
- Current manufacturer warranty document
- Current Cross + Crown workmanship warranty document
- Care and maintenance instructions
- Service request contact information
Important: Weather activity does not by itself confirm damage or coverage. A property inspection and policy review are still required. These checklists are educational and are not legal, policy, public adjusting, engineering, or insurance advice.